Site Title

A mid-sized oil exporter supplying to Southeast Asia and Middle East markets was
handling large-ticket transactions regularly, with monthly inflows of ₹3–4 crore.While
volumes were strong, the finance team faced ongoing challenges:

• FX margins (~0.8–1%) quietly reducing overall realization
• $40–$60 deductions on every transaction due to correspondent banks
• INR credits taking 3–5 working days, affecting working capital cycles
• Difficulty in planning payments to suppliers due to uncertain timelines
  Even small inefficiencies became significant due to the high transaction values.

Xchangepe Solution:

The exporter shifted collections to Xchangepe to improve efficiency and predictability.

• Lower FX markup (~0.2%) with full transparency
• No correspondent bank deductions
• Faster settlements (same day / T+1)
• Ability to track and manage all remittances digitally

Results and Benefits:

• Annual savings of ₹60+ Lakhs
• Faster access to funds helped in better inventory and payment planning
• Improved visibility on inflows and FX rates
• Reduced dependency on bank coordination

Conclusion

For high-volume exporters, even small improvements in FX and
settlement speed create a big impact. Xchangepe helped the exporter improve margins
while bringing predictability to their cash flow.